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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,178 | $104,937-47.4% | $84,628-34.8% | $152,897-63.9% |
| Participation rate | 40.0% | 74.8%-34.8pp | 68.2%-28.2pp | 82.5%-42.5pp |
| Annual return | 106.29% | 373.88%-267.6pp | 258.80%-152.5pp | 345.43%-239.1pp |
| Employer contribution / active EE | $648 | $3,303-80.4% | $2,653-75.6% | $4,764-86.4% |
| Participant deferral / active EE | $5,227 | $4,690+11.5% | $3,900+34.0% | $5,851-10.7% |
| Admin fee / account holder | $20 | $6,243-99.7% | $4,914-99.6% | $11,599-99.8% |