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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,085 | $183,516-95.6% | $155,534-94.8% | $145,884-94.5% |
| Participation rate | 90.0% | 82.7%+7.3pp | 78.2%+11.8pp | 80.3%+9.7pp |
| Annual return | 13.98% | 61.43%-47.4pp | 64.92%-50.9pp | 551.85%-537.9pp |
| Employer contribution / active EE | $1,835 | $5,315-65.5% | $4,675-60.8% | $4,662-60.7% |
| Participant deferral / active EE | $3,211 | $6,467-50.3% | $5,630-43.0% | $6,690-52.0% |
| Admin fee / account holder | $420 | $19,293-97.8% | $15,900-97.4% | $13,392-96.9% |