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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,189 | $150,446-52.0% | $136,297-47.0% | $147,585-51.1% |
| Participation rate | 33.3% | 84.4%-51.1pp | 81.9%-48.6pp | 82.8%-49.5pp |
| Annual return | 14.59% | 1049.14%-1034.6pp | 5156.19%-5141.6pp | 578.58%-564.0pp |
| Employer contribution / active EE | $1,134 | $5,256-78.4% | $4,696-75.8% | $4,876-76.7% |
| Participant deferral / active EE | $5,051 | $6,631-23.8% | $6,247-19.2% | $5,439-7.1% |
| Admin fee / account holder | $19,813 | $10,906+81.7% | $9,244+114.3% | $10,886+82.0% |