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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,931 | $31,679-93.9% | $74,722-97.4% | $65,185-97.0% |
| Participation rate | 31.1% | 40.4%-9.2pp | 54.5%-23.3pp | 70.2%-39.1pp |
| Annual return | 0.00% | 39.04%-39.0pp | 753.11%-753.1pp | 29.38%-29.4pp |
| Employer contribution / active EE | $184 | $566-67.5% | $1,084-83.0% | $2,177-91.6% |
| Participant deferral / active EE | $471 | $1,191-60.5% | $1,963-76.0% | $3,514-86.6% |
| Admin fee / account holder | $35 | $379-90.6% | $3,335-98.9% | $847-95.8% |