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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,040 | $148,623+52.8% | $135,974+67.0% | $139,466+62.8% |
| Participation rate | 70.0% | 83.9%-13.9pp | 81.9%-11.9pp | 80.3%-10.3pp |
| Annual return | 20.89% | 79.30%-58.4pp | 68.30%-47.4pp | 373.66%-352.8pp |
| Employer contribution / active EE | $662 | $5,246-87.4% | $4,859-86.4% | $4,754-86.1% |
| Participant deferral / active EE | $9,124 | $8,103+12.6% | $7,760+17.6% | $6,712+35.9% |
| Admin fee / account holder | $794 | $12,406-93.6% | $10,767-92.6% | $11,409-93.0% |