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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,621 | $117,433-80.7% | $99,475-77.3% | $152,897-85.2% |
| Participation rate | 47.4% | 77.5%-30.2pp | 73.8%-26.5pp | 82.5%-35.1pp |
| Annual return | 22.41% | 31.87%-9.5pp | 30.72%-8.3pp | 345.43%-323.0pp |
| Employer contribution / active EE | $1,343 | $3,013-55.4% | $2,540-47.1% | $4,764-71.8% |
| Participant deferral / active EE | $1,671 | $4,086-59.1% | $3,619-53.8% | $5,851-71.4% |
| Admin fee / account holder | $2,901 | $7,634-62.0% | $6,252-53.6% | $11,599-75.0% |