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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,461 | $109,967-56.8% | $97,197-51.2% | $145,877-67.5% |
| Participation rate | 58.3% | 76.0%-17.6pp | 72.7%-14.4pp | 80.3%-22.0pp |
| Annual return | 12.21% | 244.27%-232.1pp | 75.47%-63.3pp | 551.28%-539.1pp |
| Employer contribution / active EE | $1,778 | $3,077-42.2% | $2,723-34.7% | $4,663-61.9% |
| Participant deferral / active EE | $2,438 | $4,676-47.9% | $4,263-42.8% | $6,691-63.6% |
| Admin fee / account holder | $649 | $6,199-89.5% | $5,637-88.5% | $13,402-95.2% |