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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,589 | $202,342-3.8% | $172,753+12.6% | $152,909+27.3% |
| Participation rate | 83.3% | 87.1%-3.7pp | 82.6%+0.7pp | 82.5%+0.9pp |
| Annual return | 19.45% | 1029.88%-1010.4pp | 803.00%-783.6pp | 345.46%-326.0pp |
| Employer contribution / active EE | $1,871 | $5,857-68.1% | $5,144-63.6% | $4,764-60.7% |
| Participant deferral / active EE | $4,367 | $5,948-26.6% | $5,198-16.0% | $5,851-25.4% |
| Admin fee / account holder | $552 | $17,112-96.8% | $13,956-96.0% | $11,601-95.2% |