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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,316 | $146,267+72.5% | $197,124+28.0% | $82,448+206.0% |
| Participation rate | 80.8% | 84.0%-3.2pp | 86.7%-5.9pp | 68.1%+12.7pp |
| Annual return | 16.46% | 29.61%-13.1pp | 44.34%-27.9pp | 41.64%-25.2pp |
| Employer contribution / active EE | $0 | $4,723-100.0% | $6,227-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $13,914 | $7,035+97.8% | $9,135+52.3% | $4,139+236.1% |
| Admin fee / account holder | $18,615 | $14,422+29.1% | $16,298+14.2% | $7,234+157.3% |