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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,687 | $102,429-9.5% | $147,096-37.0% | $80,925+14.5% |
| Participation rate | 91.4% | 75.9%+15.6pp | 82.2%+9.2pp | 67.7%+23.8pp |
| Annual return | 23.53% | 135.02%-111.5pp | 419.75%-396.2pp | 35.65%-12.1pp |
| Employer contribution / active EE | $5,094 | $3,716+37.1% | $4,936+3.2% | $2,756+84.8% |
| Participant deferral / active EE | $13,167 | $6,649+98.0% | $8,071+63.1% | $4,299+206.3% |
| Admin fee / account holder | $11,208 | $7,957+40.9% | $13,005-13.8% | $6,940+61.5% |