See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $15,076 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,475 | $35,986-37.5% | $77,482-71.0% | $73,488-69.4% |
| Participation rate | 15.1% | 40.8%-25.7pp | 54.2%-39.1pp | 70.7%-55.5pp |
| Annual return | 16.64% | 19.26%-2.6pp | 54.79%-38.1pp | 28.51%-11.9pp |
| Employer contribution / active EE | $397 | $557-28.8% | $986-59.8% | $2,270-82.5% |
| Participant deferral / active EE | $914 | $1,198-23.7% | $1,861-50.9% | $3,740-75.6% |
| Admin fee / account holder | $359 | $466-22.9% | $2,858-87.4% | $513-30.0% |