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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,076 | $180,028+78.3% | $138,135+132.4% | $158,966+102.0% |
| Participation rate | 100.0% | 82.2%+17.8pp | 78.7%+21.3pp | 82.0%+18.0pp |
| Annual return | 11.58% | 21.68%-10.1pp | 20.51%-8.9pp | 302.95%-291.4pp |
| Employer contribution / active EE | $0 | $7,470-100.0% | $5,587-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $10,000 | $7,717+29.6% | $6,431+55.5% | $5,983+67.1% |
| Admin fee / account holder | $2,483 | $17,912-86.1% | $11,856-79.1% | $11,250-77.9% |