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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,314 | $106,974+57.3% | $90,796+85.4% | $138,895+21.2% |
| Participation rate | 85.7% | 74.9%+10.8pp | 69.5%+16.2pp | 79.9%+5.8pp |
| Annual return | 10.97% | 20.10%-9.1pp | 19.29%-8.3pp | 145.39%-134.4pp |
| Employer contribution / active EE | $3,636 | $2,609+39.4% | $2,294+58.5% | $4,194-13.3% |
| Participant deferral / active EE | $7,327 | $4,455+64.5% | $3,822+91.7% | $6,396+14.6% |
| Admin fee / account holder | $888 | $8,626-89.7% | $7,024-87.4% | $12,562-92.9% |