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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,916 | $176,105-80.7% | $159,474-78.7% | $167,536-79.8% |
| Participation rate | 66.7% | 85.0%-18.3pp | 82.8%-16.2pp | 82.1%-15.4pp |
| Annual return | 13.55% | 331.91%-318.4pp | 263.68%-250.1pp | 478.82%-465.3pp |
| Employer contribution / active EE | $2,445 | $5,299-53.9% | $4,831-49.4% | $4,839-49.5% |
| Participant deferral / active EE | $9,188 | $7,751+18.5% | $7,353+25.0% | $6,342+44.9% |
| Admin fee / account holder | $165 | $12,559-98.7% | $10,802-98.5% | $12,315-98.7% |