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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,470 | $72,620-7.1% | $90,760-25.7% | $66,938+0.8% |
| Participation rate | 90.6% | 73.7%+16.9pp | 75.7%+14.9pp | 69.8%+20.8pp |
| Annual return | -10.94% | -12.28%+1.3pp | -12.16%+1.2pp | 1.58%-12.5pp |
| Employer contribution / active EE | $5,249 | $2,369+121.5% | $2,922+79.7% | $2,545+106.2% |
| Participant deferral / active EE | $11,359 | $3,979+185.5% | $4,565+148.8% | $4,238+168.0% |
| Admin fee / account holder | $3,467 | $707+390.1% | $8,444-58.9% | $594+484.1% |