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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,648 | $175,259-27.7% | $149,723-15.4% | $139,487-9.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 16.92% | 166.82%-149.9pp | 134.50%-117.6pp | 373.84%-356.9pp |
| Employer contribution / active EE | $9,296 | $5,478+69.7% | $4,821+92.8% | $4,755+95.5% |
| Participant deferral / active EE | $6,250 | $6,522-4.2% | $5,682+10.0% | $6,713-6.9% |
| Admin fee / account holder | $26,378 | $16,158+63.2% | $13,215+99.6% | $11,407+131.2% |