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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,164 | $148,623-90.5% | $135,974-89.6% | $139,466-89.8% |
| Participation rate | 88.2% | 83.9%+4.4pp | 81.9%+6.3pp | 80.3%+7.9pp |
| Annual return | 23.33% | 79.30%-56.0pp | 68.30%-45.0pp | 373.66%-350.3pp |
| Employer contribution / active EE | $1,663 | $5,246-68.3% | $4,859-65.8% | $4,754-65.0% |
| Participant deferral / active EE | $3,071 | $8,103-62.1% | $7,760-60.4% | $6,712-54.2% |
| Admin fee / account holder | $451 | $12,406-96.4% | $10,767-95.8% | $11,409-96.1% |