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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,991 | $196,972-85.8% | $182,262-84.6% | $198,609-85.9% |
| Participation rate | 93.3% | 85.7%+7.6pp | 84.2%+9.1pp | 82.4%+11.0pp |
| Annual return | 19.51% | 158.27%-138.8pp | 140.60%-121.1pp | 202.70%-183.2pp |
| Employer contribution / active EE | $2,329 | $5,364-56.6% | $5,046-53.8% | $5,055-53.9% |
| Participant deferral / active EE | $4,113 | $8,643-52.4% | $8,276-50.3% | $6,977-41.0% |
| Admin fee / account holder | $407 | $18,429-97.8% | $16,712-97.6% | $19,030-97.9% |