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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,812 | $85,024-12.0% | $70,544+6.0% | $139,466-46.4% |
| Participation rate | 20.0% | 73.9%-53.9pp | 68.4%-48.4pp | 80.3%-60.3pp |
| Annual return | 11.98% | 30.39%-18.4pp | 32.79%-20.8pp | 373.66%-361.7pp |
| Employer contribution / active EE | $0 | $3,912-100.0% | $2,976-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $0 | $5,891-100.0% | $4,568-100.0% | $6,712-100.0% |
| Admin fee / account holder | $2,135 | $8,928-76.1% | $6,427-66.8% | $11,409-81.3% |