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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,925 | $115,810-88.8% | $101,271-87.2% | $158,966-91.9% |
| Participation rate | 54.2% | 79.4%-25.2pp | 75.8%-21.6pp | 82.0%-27.8pp |
| Annual return | 44.17% | 56.15%-12.0pp | 46.48%-2.3pp | 302.95%-258.8pp |
| Employer contribution / active EE | $2,556 | $4,175-38.8% | $3,660-30.2% | $4,762-46.3% |
| Participant deferral / active EE | $1,808 | $4,958-63.5% | $4,371-58.6% | $5,983-69.8% |
| Admin fee / account holder | $38 | $7,248-99.5% | $5,948-99.4% | $11,250-99.7% |