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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,925 | $90,530-74.7% | $76,030-69.8% | $145,897-84.3% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 10.89% | 625.08%-614.2pp | 361.54%-350.6pp | 552.29%-541.4pp |
| Employer contribution / active EE | $4,266 | $3,319+28.5% | $2,688+58.7% | $4,663-8.5% |
| Participant deferral / active EE | $2,336 | $5,164-54.8% | $4,257-45.1% | $6,689-65.1% |
| Admin fee / account holder | $323 | $8,383-96.2% | $6,421-95.0% | $13,390-97.6% |