Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,971 | $80,674-50.5% | $119,126-66.4% | $64,340-37.9% |
| Participation rate | 47.8% | 55.2%-7.4pp | 75.8%-27.9pp | 55.2%-7.4pp |
| Annual return | 14.83% | 26.86%-12.0pp | 282.11%-267.3pp | 24.14%-9.3pp |
| Employer contribution / active EE | $1,486 | $2,564-42.0% | $4,034-63.2% | $1,862-20.2% |
| Participant deferral / active EE | $2,557 | $3,053-16.2% | $5,318-51.9% | $2,980-14.2% |
| Admin fee / account holder | $4,154 | $4,559-8.9% | $10,693-61.2% | $3,703+12.2% |