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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,554 | $115,810-87.4% | $101,271-85.6% | $158,966-90.8% |
| Participation rate | 77.8% | 79.4%-1.6pp | 75.8%+2.0pp | 82.0%-4.2pp |
| Annual return | 22.48% | 56.15%-33.7pp | 46.48%-24.0pp | 302.95%-280.5pp |
| Employer contribution / active EE | $1,073 | $4,175-74.3% | $3,660-70.7% | $4,762-77.5% |
| Participant deferral / active EE | $2,604 | $4,958-47.5% | $4,371-40.4% | $5,983-56.5% |
| Admin fee / account holder | $567 | $7,248-92.2% | $5,948-90.5% | $11,250-95.0% |