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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,615 | $102,422-47.7% | $147,117-63.6% | $80,959-33.8% |
| Participation rate | 94.4% | 75.9%+18.6pp | 82.2%+12.3pp | 67.7%+26.8pp |
| Annual return | 15.61% | 135.16%-119.5pp | 420.54%-404.9pp | 35.67%-20.1pp |
| Employer contribution / active EE | $6,510 | $3,717+75.1% | $4,932+32.0% | $2,757+136.1% |
| Participant deferral / active EE | $11,468 | $6,652+72.4% | $8,065+42.2% | $4,300+166.7% |
| Admin fee / account holder | $2,417 | $7,953-69.6% | $12,993-81.4% | $6,925-65.1% |