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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,062 | $162,529+120.3% | $130,788+173.8% | $154,746+131.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 14.74% | 510.48%-495.7pp | 386.44%-371.7pp | 172.34%-157.6pp |
| Employer contribution / active EE | $46,500 | $4,447+945.5% | $3,558+1206.9% | $4,379+961.9% |
| Participant deferral / active EE | $31,000 | $4,808+544.7% | $4,137+649.3% | $6,730+360.6% |
| Admin fee / account holder | $3,493 | $7,669-54.5% | $6,673-47.7% | $14,365-75.7% |