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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,397 | $138,102-35.3% | $125,381-28.7% | $134,532-33.5% |
| Participation rate | 60.0% | 84.5%-24.5pp | 82.4%-22.4pp | 81.2%-21.2pp |
| Annual return | -19.85% | 750.73%-770.6pp | 572.31%-592.2pp | 418.27%-438.1pp |
| Employer contribution / active EE | $8,535 | $5,245+62.7% | $4,815+77.2% | $4,741+80.0% |
| Participant deferral / active EE | $8,605 | $7,801+10.3% | $7,448+15.5% | $6,401+34.4% |
| Admin fee / account holder | $1,772 | $11,568-84.7% | $10,007-82.3% | $11,429-84.5% |