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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,335 | $78,027-35.5% | $178,528-71.8% | $80,925-37.8% |
| Participation rate | 89.5% | 65.7%+23.8pp | 77.1%+12.4pp | 67.7%+21.8pp |
| Annual return | 17.14% | 18.09%-0.9pp | 27.11%-10.0pp | 35.65%-18.5pp |
| Employer contribution / active EE | $4,176 | $2,281+83.0% | $3,950+5.7% | $2,756+51.5% |
| Participant deferral / active EE | $8,138 | $4,408+84.6% | $6,278+29.6% | $4,299+89.3% |
| Admin fee / account holder | $6,647 | $7,168-7.3% | $10,419-36.2% | $6,940-4.2% |