Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,772 | $76,551-76.8% | $123,894-85.7% | $62,881-71.7% |
| Participation rate | 57.3% | 73.0%-15.7pp | 81.4%-24.1pp | 69.3%-12.0pp |
| Annual return | 13.42% | 18.68%-5.3pp | 47.52%-34.1pp | 20.14%-6.7pp |
| Employer contribution / active EE | $1,928 | $2,882-33.1% | $4,617-58.2% | $2,281-15.5% |
| Participant deferral / active EE | $4,103 | $4,840-15.2% | $5,984-31.4% | $3,203+28.1% |
| Admin fee / account holder | $3,707 | $4,826-23.2% | $8,357-55.6% | $4,296-13.7% |