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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,346 | $91,559-74.5% | $133,971-82.6% | $79,852-70.8% |
| Participation rate | 97.8% | 73.3%+24.5pp | 79.8%+18.0pp | 69.6%+28.2pp |
| Annual return | 16.04% | 61.85%-45.8pp | 45.09%-29.1pp | 31.72%-15.7pp |
| Employer contribution / active EE | $2,767 | $2,384+16.1% | $3,919-29.4% | $2,471+12.0% |
| Participant deferral / active EE | $3,948 | $3,734+5.7% | $5,047-21.8% | $3,740+5.6% |
| Admin fee / account holder | $1,595 | $6,321-74.8% | $8,929-82.1% | $5,306-69.9% |