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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,027 | $105,145-44.8% | $94,664-38.7% | $139,466-58.4% |
| Participation rate | 69.2% | 82.4%-13.1pp | 80.8%-11.6pp | 80.3%-11.1pp |
| Annual return | 16.13% | 38.09%-22.0pp | 156.84%-140.7pp | 373.66%-357.5pp |
| Employer contribution / active EE | $1,835 | $4,107-55.3% | $3,673-50.0% | $4,754-61.4% |
| Participant deferral / active EE | $3,284 | $7,599-56.8% | $7,417-55.7% | $6,712-51.1% |
| Admin fee / account holder | $80 | $8,972-99.1% | $7,222-98.9% | $11,409-99.3% |