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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,914 | $100,970-29.8% | $96,576-26.6% | $137,256-48.3% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 14.96% | 38.16%-23.2pp | 38.47%-23.5pp | 220.34%-205.4pp |
| Employer contribution / active EE | $2,440 | $3,809-36.0% | $3,553-31.3% | $4,156-41.3% |
| Participant deferral / active EE | $3,295 | $8,286-60.2% | $7,956-58.6% | $6,407-48.6% |
| Admin fee / account holder | $1,072 | $11,312-90.5% | $11,381-90.6% | $12,270-91.3% |