Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,867 | $91,559-71.7% | $133,978-80.7% | $79,856-67.6% |
| Participation rate | 65.7% | 73.3%-7.6pp | 79.8%-14.1pp | 69.6%-3.9pp |
| Annual return | 17.73% | 61.85%-44.1pp | 45.10%-27.4pp | 31.71%-14.0pp |
| Employer contribution / active EE | $1,127 | $2,384-52.7% | $3,919-71.3% | $2,471-54.4% |
| Participant deferral / active EE | $2,953 | $3,734-20.9% | $5,047-41.5% | $3,741-21.1% |
| Admin fee / account holder | $1,323 | $6,321-79.1% | $8,930-85.2% | $5,306-75.1% |