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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,713 | $108,911+248.6% | $100,392+278.2% | $145,884+160.3% |
| Participation rate | 85.7% | 83.0%+2.7pp | 81.5%+4.2pp | 80.3%+5.4pp |
| Annual return | 15.51% | 58.23%-42.7pp | 49.45%-33.9pp | 551.85%-536.3pp |
| Employer contribution / active EE | $13,608 | $4,420+207.9% | $3,941+245.3% | $4,662+191.9% |
| Participant deferral / active EE | $13,341 | $8,459+57.7% | $8,090+64.9% | $6,690+99.4% |
| Admin fee / account holder | $27,501 | $9,698+183.6% | $7,904+247.9% | $13,392+105.4% |