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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,722 | $98,240-80.9% | $82,312-77.3% | $147,586-87.3% |
| Participation rate | 36.4% | 79.7%-43.4pp | 76.9%-40.5pp | 82.8%-46.5pp |
| Annual return | 27.99% | 30.85%-2.9pp | 25.88%+2.1pp | 578.59%-550.6pp |
| Employer contribution / active EE | $696 | $3,192-78.2% | $2,428-71.3% | $4,876-85.7% |
| Participant deferral / active EE | $6,810 | $4,383+55.4% | $3,706+83.7% | $5,439+25.2% |
| Admin fee / account holder | $107 | $8,563-98.8% | $5,608-98.1% | $10,886-99.0% |