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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,198 | $106,918-54.9% | $84,021-42.6% | $152,897-68.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 27.28% | 105.01%-77.7pp | 71.32%-44.0pp | 345.43%-318.1pp |
| Employer contribution / active EE | $41,113 | $2,735+1403.2% | $1,984+1972.5% | $4,764+763.1% |
| Participant deferral / active EE | $25,000 | $4,012+523.1% | $3,239+671.8% | $5,851+327.3% |
| Admin fee / account holder | $2,167 | $8,288-73.9% | $6,102-64.5% | $11,599-81.3% |