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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,442 | $162,136-79.4% | $152,301-78.0% | $154,746-78.4% |
| Participation rate | 57.1% | 84.1%-27.0pp | 82.4%-25.3pp | 80.7%-23.6pp |
| Annual return | 13.85% | 91.02%-77.2pp | 80.50%-66.7pp | 172.34%-158.5pp |
| Employer contribution / active EE | $1,918 | $4,890-60.8% | $4,624-58.5% | $4,379-56.2% |
| Participant deferral / active EE | $4,461 | $8,341-46.5% | $8,004-44.3% | $6,730-33.7% |
| Admin fee / account holder | $419 | $15,759-97.3% | $14,398-97.1% | $14,365-97.1% |