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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,938 | $95,915-63.6% | $79,580-56.1% | $134,532-74.0% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -18.29% | -2.71%-15.6pp | 0.15%-18.4pp | 418.27%-436.6pp |
| Employer contribution / active EE | $3,197 | $3,129+2.2% | $2,413+32.5% | $4,741-32.6% |
| Participant deferral / active EE | $5,598 | $4,693+19.3% | $3,985+40.5% | $6,401-12.5% |
| Admin fee / account holder | $1,541 | $9,132-83.1% | $6,835-77.5% | $11,429-86.5% |