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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,599 | $99,644-76.3% | $86,438-72.7% | $134,532-82.5% |
| Participation rate | 50.0% | 82.1%-32.1pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -11.84% | 6787.26%-6799.1pp | 4397.19%-4409.0pp | 418.27%-430.1pp |
| Employer contribution / active EE | $0 | $4,402-100.0% | $3,769-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $854 | $7,247-88.2% | $6,952-87.7% | $6,401-86.7% |
| Admin fee / account holder | $2,214 | $8,375-73.6% | $6,733-67.1% | $11,429-80.6% |