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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,531 | $96,388-58.0% | $80,627-49.7% | $139,466-70.9% |
| Participation rate | 37.5% | 73.6%-36.1pp | 67.0%-29.5pp | 80.3%-42.8pp |
| Annual return | 22.22% | 1352.08%-1329.9pp | 936.76%-914.5pp | 373.66%-351.4pp |
| Employer contribution / active EE | $3,177 | $3,260-2.5% | $2,723+16.7% | $4,754-33.2% |
| Participant deferral / active EE | $2,039 | $5,224-61.0% | $4,443-54.1% | $6,712-69.6% |
| Admin fee / account holder | $169 | $6,603-97.4% | $5,381-96.9% | $11,409-98.5% |