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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,306 | $112,935-68.7% | $90,970-61.2% | $158,966-77.8% |
| Participation rate | 80.0% | 74.7%+5.3pp | 69.0%+11.0pp | 82.0%-2.0pp |
| Annual return | 20.84% | 215.79%-194.9pp | 134.58%-113.7pp | 302.95%-282.1pp |
| Employer contribution / active EE | $2,610 | $2,895-9.8% | $2,122+23.0% | $4,762-45.2% |
| Participant deferral / active EE | $5,680 | $4,129+37.6% | $3,373+68.4% | $5,983-5.1% |
| Admin fee / account holder | $426 | $8,045-94.7% | $5,960-92.9% | $11,250-96.2% |