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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,372 | $149,778-54.4% | $118,946-42.5% | $158,966-57.0% |
| Participation rate | 30.4% | 82.1%-51.7pp | 75.4%-45.0pp | 82.0%-51.5pp |
| Annual return | 18.66% | 19.95%-1.3pp | 35.89%-17.2pp | 302.95%-284.3pp |
| Employer contribution / active EE | $1,345 | $4,117-67.3% | $3,263-58.8% | $4,762-71.8% |
| Participant deferral / active EE | $3,172 | $5,225-39.3% | $4,266-25.6% | $5,983-47.0% |
| Admin fee / account holder | $17,668 | $8,604+105.3% | $6,581+168.5% | $11,250+57.0% |