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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,103 | $27,943+161.6% | $58,507+24.9% | $75,177-2.8% |
| Participation rate | 3.5% | 38.8%-35.3pp | 50.9%-47.4pp | 67.2%-63.7pp |
| Annual return | 20.82% | 44.22%-23.4pp | 4252.32%-4231.5pp | 160.75%-139.9pp |
| Employer contribution / active EE | $266 | $670-60.3% | $1,053-74.8% | $2,671-90.1% |
| Participant deferral / active EE | $419 | $1,202-65.2% | $1,922-78.2% | $4,126-89.9% |
| Admin fee / account holder | $576 | $1,727-66.7% | $2,486-76.9% | $5,651-89.8% |