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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,923 | $75,183-96.1% | $123,894-97.6% | $55,167-94.7% |
| Participation rate | 78.4% | 72.8%+5.6pp | 81.4%-3.0pp | 69.0%+9.4pp |
| Annual return | 8.01% | 19.01%-11.0pp | 47.52%-39.5pp | 169.23%-161.2pp |
| Employer contribution / active EE | $1,256 | $2,823-55.5% | $4,617-72.8% | $1,963-36.0% |
| Participant deferral / active EE | $82 | $5,084-98.4% | $5,984-98.6% | $3,054-97.3% |
| Admin fee / account holder | $454 | $663-31.5% | $8,357-94.6% | $504-10.0% |