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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,733 | $65,367-63.7% | $92,915-74.5% | $72,976-67.5% |
| Participation rate | 65.4% | 68.3%-2.9pp | 76.0%-10.6pp | 69.5%-4.1pp |
| Annual return | 26.98% | 42.11%-15.1pp | 109.45%-82.5pp | 81.02%-54.0pp |
| Employer contribution / active EE | $1,315 | $2,594-49.3% | $3,653-64.0% | $2,440-46.1% |
| Participant deferral / active EE | $3,150 | $3,128+0.7% | $4,238-25.7% | $3,608-12.7% |
| Admin fee / account holder | $8 | $4,251-99.8% | $5,796-99.9% | $5,124-99.8% |