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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,123 | $165,381-49.7% | $149,730-44.5% | $158,966-47.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 16.98% | 348.29%-331.3pp | 276.70%-259.7pp | 302.95%-286.0pp |
| Employer contribution / active EE | $21,661 | $5,104+324.4% | $4,645+366.3% | $4,762+354.8% |
| Participant deferral / active EE | $9,990 | $7,182+39.1% | $6,843+46.0% | $5,983+67.0% |
| Admin fee / account holder | $724 | $10,809-93.3% | $9,310-92.2% | $11,250-93.6% |