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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $58,787 |
FROST BANK3 years Service code 27 · EIN 74-6036463 | Advisory (Plan) | $26,292 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,981 | $53,165-69.9% | $86,235-81.5% | $74,473-78.5% |
| Participation rate | 98.4% | 64.9%+33.5pp | 69.0%+29.4pp | 70.7%+27.6pp |
| Annual return | 19.02% | 22.64%-3.6pp | 1170.03%-1151.0pp | 34.36%-15.3pp |
| Employer contribution / active EE | $2,684 | $1,210+121.8% | $2,381+12.7% | $2,638+1.7% |
| Participant deferral / active EE | $2,399 | $3,234-25.8% | $3,987-39.8% | $4,530-47.0% |
| Admin fee / account holder | $129 | $551-76.6% | $6,856-98.1% | $347-62.8% |