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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,948 | $138,102-40.7% | $125,381-34.6% | $134,532-39.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -18.93% | 750.73%-769.7pp | 572.31%-591.2pp | 418.27%-437.2pp |
| Employer contribution / active EE | $9,094 | $5,245+73.4% | $4,815+88.9% | $4,741+91.8% |
| Participant deferral / active EE | $10,801 | $7,801+38.5% | $7,448+45.0% | $6,401+68.7% |
| Admin fee / account holder | $3,653 | $11,568-68.4% | $10,007-63.5% | $11,429-68.0% |