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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,461 | $154,228-2.4% | $145,433+3.5% | $137,256+9.6% |
| Participation rate | 87.0% | 83.8%+3.2pp | 82.1%+4.8pp | 80.0%+7.0pp |
| Annual return | 18.14% | 74.59%-56.4pp | 66.58%-48.4pp | 220.34%-202.2pp |
| Employer contribution / active EE | $7,099 | $4,804+47.8% | $4,554+55.9% | $4,156+70.8% |
| Participant deferral / active EE | $8,520 | $8,216+3.7% | $7,897+7.9% | $6,407+33.0% |
| Admin fee / account holder | $6,096 | $14,344-57.5% | $13,129-53.6% | $12,270-50.3% |