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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,461 | $162,136-7.2% | $152,301-1.2% | $154,746-2.8% |
| Participation rate | 87.0% | 84.1%+2.9pp | 82.4%+4.5pp | 80.7%+6.3pp |
| Annual return | 18.14% | 91.02%-72.9pp | 80.50%-62.4pp | 172.34%-154.2pp |
| Employer contribution / active EE | $7,099 | $4,890+45.2% | $4,624+53.5% | $4,379+62.1% |
| Participant deferral / active EE | $8,520 | $8,341+2.2% | $8,004+6.5% | $6,730+26.6% |
| Admin fee / account holder | $6,096 | $15,759-61.3% | $14,398-57.7% | $14,365-57.6% |