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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,328 | $45,050-74.9% | $63,018-82.0% | $70,126-83.8% |
| Participation rate | 81.0% | 69.5%+11.4pp | 74.8%+6.1pp | 69.5%+11.4pp |
| Annual return | 22.81% | 18.76%+4.1pp | 87.62%-64.8pp | 73.15%-50.3pp |
| Employer contribution / active EE | $1,127 | $2,052-45.1% | $2,761-59.2% | $2,343-51.9% |
| Participant deferral / active EE | $2,119 | $2,466-14.1% | $3,330-36.4% | $3,332-36.4% |
| Admin fee / account holder | $386 | $2,834-86.4% | $3,601-89.3% | $4,645-91.7% |