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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,037 | $124,351-48.5% | $109,188-41.4% | $167,553-61.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 9.26% | 26.04%-16.8pp | 25.76%-16.5pp | 478.89%-469.6pp |
| Employer contribution / active EE | $3,728 | $4,210-11.5% | $3,723+0.1% | $4,840-23.0% |
| Participant deferral / active EE | $420 | $5,257-92.0% | $4,654-91.0% | $6,343-93.4% |
| Admin fee / account holder | $1,290 | $7,975-83.8% | $6,755-80.9% | $12,316-89.5% |